Foreclosure Defense

Save Your Home!

If you are facing foreclosure—don’t waste a minute!! Call us now for a free confidential consultation. We are ready to help!

“If I had only known about you a few years earlier, I could have saved my waterfront home.”   — Jason C.

Are you facing a foreclosure – either before or after sheriff’s sale?  If so, you came to the right place. Over the past several years we have implemented strategies to help consumers save their homes from both tax and mortgage foreclosures.

In Michigan, there are very specific requirements for a mortgage company to foreclose by advertisement.  Many times, in their haste, companies process foreclosures and skip some of these requirements. Our staff is trained to find mistakes in the foreclosure process and capitalize on them for the benefit of our clients.  

If you speak directly to your mortgage company, they will make it seem like you don’t have any options other than to either lose your house or work through the specific programs that they happen to offer.  In most cases, neither of these are going to be in your best interests.  Here at Metro Detroit Litigation Group, we understand what your home means to you, and that’s why, if you hire us, we’ll take the time to learn about your unique situation, so we can offer a solution for your particular need.

How Can We Help?

Although it is much easier to stop a foreclosure before the sale occurs, in some instances we have been able to help our clients — even on the last day of their redemption period (and sometimes even afterward) — negotiating settlements that have allowed our clients or their friends or family members to repurchase their foreclosed homes.  In other instances, our clients received a “cash for keys” settlement that allows the client time to vacate their home and find another place to live while, at the same time, receiving funds to help them with a new start.  

We know that your home is not just another asset or possession. It is filled with memories, offers protection, and can be that one place in the world where you can just sit back and relax. Its value goes far beyond how much it could sell for on the market. Of course, for most people, it is also the largest single asset they will own throughout their life. This is why it can be so scary when you get behind on your payments, and you are facing foreclosure.

Yet, as emotionally draining as confronting a foreclosure can be (or having your home at the risk of foreclosure) — ignoring the problem will be much worse.  Thus, it is important to look at the situation objectively.  We’ve helped many fellow Michiganders avoid foreclosure, and emerge from the process in a financially secure position so they don’t find themselves facing this problem again. Working closely with you, our team can help negotiate with your mortgage company to help you qualify for things such as:

  • Reduced Interest Rates
  • Reduction of Total Principal Owed
  • Forgiveness of Fees
  • Elimination of Penalties
  • Loan Extension
  • Time to relocate
  • Cash for keys
  • and much, much more.

By looking closely at your case, we can help determine what options are available. Today more than ever it is possible to work with a mortgage company to have your loan modified using government programs, or work just with the mortgage company to find an agreeable solution to your current situation. Foreclosures are costly to mortgage companies, and they want to avoid them whenever possible. With our help, you can not only keep your home but set yourself up for a stronger financial future.

We are Here for You

If you or a loved one is facing foreclosure, or if you have any questions, or you want to set up a no cost, no obligation confidential consultation to discuss your current or potential foreclosure, please contact us or call 248-417-9800 .We will be happy to sit down with you, look over all the details of your situation, and come up with the right course of action to protect not just your house, but your home.

 

Pursuant to 11 USC §528 we are required to state that foreclosure defense may involve bankruptcy relief under USC Title 11.  We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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